In these cases, it is a matter of several Thousand euros, the customer to be missed, if you accept the offer, warns the consumer centre Baden-Württemberg. Therefore, customers are affected with "save Premiums flexible"contracts.
savers would lose € 20,000,you the Sparkasse Bodensee offered a "Extra bonus", if you were to cancel your contract before the expiry. What are the claims of consumers due to the termination of the contract to be missed, it was not clear from the Letter, however, criticise the consumer advocates.
"We have already reviewed a number of cases. In one case, around 10,000 euros, in another 20,000 euros to miss savers. Only a fraction of these amounts was offered“, writes Niels Nauhauser of the consumer Baden-Württemberg.
the longer The contracts are, the greater the Problem for SparkasseThe objective pursued by the savings Bank with the Hypocrisy-the letter is clear: you want the long-term contracts and obligations go hand in hand to solve. The Problem – from the point of view of the savings Bank: extension of the term of the contract is increasing in the relevant contracts, the amount of the premium claim.
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With this approach, the Sparkasse Bodensee, however, is not alone, according to the experts. "A lot of banks and savings banks are currently trying for you to unattractive contracts to get rid of", so Nauhauser.
With unlawful dismissal or alleged to be lucrative as an alternative, the Problem to be solved is offered. "We have several contracts of the Sparkasse Bodensee are already available, the illegal interest rate adjustment clauses", so Nauhauser more. "Golden balance": Vote and win valuable prizes
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customers have a right> to Neuabrechnung and interest payment of