This is a reform of the pension before the hour... but only for the private! As of January 1, 2019, the rules change for the 18 million employee contributors to the supplementary pension plan Arrco (all workers) and Agirc (only the 4 million frames). The masses in the game are important, since they represent 78 billion of pensions paid each year to 12.6 million retirees and weigh for 40 % of the pension of the non-management and up to 60 % of that of the executives. Decided by the employers and the trade unions (with the exception of the CGT and the FO) when the agreement of October 2015 and endorsed in the national interprofessional agreement of 2017, four major changes will be required.

First, the two separate structures Agirc and Arrco merged into one on January 1. There will be no more than a single account of points Agirc-Arrco, based on the value of the point Arrco. For the 80 % of employees who are not officers and have acquired rights to the Arrco, no ...