MADRID, 1 Nov. (EUROPA PRESS) -
As of September, CaixaBank has carried out around 9,800 fixed-rate mortgage novations and 10,600 refinancings for individuals or other payment agreements since the increase in interest rates by the European Central Bank (ECB) began in July 2022.
Furthermore, according to data made public by the entity, CaixaBank has received around 6,000 applications that fit with the Code of Good Mortgage Practices, promoted by the Government in collaboration with the financial sector to help families with difficulties in meeting their loans.
Likewise, the bank highlights that 80% of the production of mortgages granted since 2015 has been formalized at a fixed rate. The entity also has almost 11,000 social homes and has around 360,000 clients with social or basic accounts.
CaixaBank closed the first nine months of the year with an attributable net profit of 3,659 million euros, 48.2% more than in the same period of 2022, when it earned 2,469 million, as reported last Friday.
During the presentation, the CEO of the entity, Gonzalo Gortázar, highlighted the role that banking plays, beyond our financial results. "We develop a very important social function of which we are very aware, particularly at CaixaBank because of our history, because we carry it in our DNA," he stressed.