PAMPLONA, 23 Nov. (EUROPA PRESS) -
The president of CaixaBank, José Ignacio Goirigolzarri, has not clarified this Wednesday if the entity is going to adhere to the measures proposed by the Government of Spain to help mortgaged families, since it is a decision that corresponds to the board of directors of the entity . However, he has opted to reach agreements with the Executive from the "legal security" and that "ensure the competitiveness" of the mortgage market.
Asked about this question, in the framework of an event organized by DN Management, Goirigolzarri has assured that "there is no one who is more interested in helping clients with difficulties than banks". In this sense, he has highlighted that, in the previous crisis, the entity facilitated 260,000 mortgage rearrangements; "This is what we did, are doing, and will continue to do," he said.
In this sense, he has indicated that "it is good to make agreements with the Government" that, "respecting legal certainty, ensure the competitiveness of our mortgage market." And he has pointed out that in Spain "more than 80% of families" own a home. And he has valued the current context, with "very positive advances in rapprochement between banks and the Government."
Asked about the increase in the Euribor, he explained that, according to the markets, by 2023 the official rate of the European Central Bank is expected to "reach 3%" and that the 12-year Euribor, the reference for most mortgages, will reach mid-year at levels "slightly above 3%". In his opinion, "if there are no exceptional things", this would be the "high range".