MADRID, 22 Jun. (EUROPA PRESS) -

The percentage of income that families must allocate to access a two-bedroom rental home grew in 80% of the Spanish provincial capitals, according to a study carried out by Idealista, which analyzes the effort rates in the first quarter of the years 2019 and 2023.

At the national level, however, the rate fell by three percentage points, from 33% to 30%. In purchase, on the other hand, it increased by four points, going from 16% to 20%.

The Idealista study shows that the percentage of income that families must allocate to access rental housing grew in 42 Spanish capitals, Valencia being where it increased the most. In the capital of the Valencian Community, they went from requiring an effort of 27% in the first quarter of 2019 to 33% in the same period of 2023, an increase of six percentage points.

Alicante follows with increases of five percentage points in the last four years, as have Pamplona and Barcelona, ​​while Palma, Cádiz and San Sebastián have all experienced four point increases in the similar effort.

In Córdoba and Madrid, the rate of effort to pay the rent for a two-bedroom house fell by two percentage points in the last four years. While in Seville, Palencia and Ourense barely one was reduced.

Barcelona, ​​in addition to being one of the cities in which the effort to rent has grown the most, is the one with the highest rate: renting a two-bedroom home in Barcelona requires 40% of family income.

They are followed by Palma (37%), Málaga (33%), Madrid (33%) and Valencia (33%). On the other side of the table are the cities with the least effort: Ciudad Real (15%), Teruel (16%) and Palencia (17%).

In Spain, 47 provincial capitals have registered an increase in the rate of family effort to buy a home than 4 years ago. At the top of the list is Palma, given that in the first quarter of 2019 it was necessary to allocate 27% of the income for the payment of a mortgage payment, while in the same period of 2023 that percentage reached 40%. , that is, a total of 13 percentage points more.

San Sebastián registers a similar situation, since it has grown 10 percentage points more in the same period of time. They are followed by Granada (with seven percentage points), Santa Cruz de Tenerife, Pontevedra, Vitoria and Málaga, with six points in the four cities.

In Madrid the increase has been four percentage points, while in Barcelona it has only grown by one point. Those that have maintained this percentage are Ourense and Ceuta, remaining the same as four years ago. Meanwhile, in Teruel, Palencia and Jaén that effort has been reduced by one percentage point.

Palma and San Sebastián are the only two in which the family effort to pay the mortgage payment exceeds 33%, since it reaches 40% in the case of Palma and 36% in Donostia.

They are followed by Barcelona with 30%, Malaga with 27% and Madrid with 26%. At the other end of the list are Jaén with 9%, Lleida (10%) and Teruel (11%).