MADRID, 13 Mar. (EUROPA PRESS) -
The extension of the calculation period to 29 years, excluding the two worst years of contribution, that the Government has proposed to the social agents will be done at a rate of 4 months per year from 2027 to 2038, according to the draft prepared by the Executive for the second phase of the pension reform to which Europa Press has had access.
The Ministry of Inclusion, Social Security and Migrations proposed on Friday changes in the calculation period of the pension so that it is calculated either with the last 25 years of contributions (300 months) or with 29 years of contributions (348 months), of which that the two worst years (24 months) may be excluded, so that in practice the calculation in this second case will be 27 years (324 months).
In this way, it will be possible to choose between what already exists (last 25 years of contributions) or use a computation period of 29 years, eliminating the two worst years of contributions. In other words, the calculation period will remain at 25 years if it is not more beneficial to take a total of 27 years (29 years minus the two worst).
This dual regime of the computation period will be in force for 20 years. As of 2044, the pension will only be calculated with the last 29 years of contributions, from which two years may be discarded.
The new option being introduced (29 years or 348 months excluding two years or 24 months) will be rolled out progressively over 12 years from 2027, which will especially benefit workers with irregular careers.
Specifically, the draft establishes that the extension to 29 years be carried out at a rate of four months per year from 2027 to 2038.
Thus, in the first year of deployment of this new option, 2027, the pension may be calculated with the last 300 months of contributions (25 years) or with the last 304 months of contributions (25.33 years), of which two may be discarded. months, so that the highest amount of 302 months of contribution (25.16 years) will be taken into consideration to determine the amount of the pension. Ex officio, what is most advantageous for the worker will always be applied.
In 2031, for example, the pension may be calculated either with the last 25 years of contributions or with 26.66 years of contributions (320 months), of which 10 months may be excluded, with which the effective period for calculating the pension will be 25.83 years (310 months).
In 2038, once this progressive extension of the calculation period that is offered as a new option has finished, the pension would be determined with 324 months of contributions (27 years) within the last 348 months of contributions (29 years).
For the purposes of calculating the regulatory base of the retirement pension, when it occurs after December 31, 2026 and before December 31, 2040, the calculation period of 25 years will be applied if it is more favorable than the in force on the date the pension is incurred, as indicated in the draft.
For pensions incurred in 2041, 2042 and 2043, the calculation period of the last 25 years will be applied with a regulatory base that will include the contribution bases of the last 306 months, 312 months and 318 months, respectively, when said calculation is more favorable than the one in force on the date the pension is incurred. As of 2044, the pension calculation period will be 29 years, excluding the two worst years of contribution.