The home mortgage firm registers its best September since 2010 although it moderates its advance to 4%

Fixed-rate mortgages are at annual lows (68.

The home mortgage firm registers its best September since 2010 although it moderates its advance to 4%

Fixed-rate mortgages are at annual lows (68.2%) after the rise in interest rates

MADRID, 30 Nov. (EUROPA PRESS) -

The number of mortgages constituted on homes increased by 4% last September compared to the same month in 2021, reaching 44,119 loans, the highest figure in a month of September since 2010, when more than 53,000 mortgages were signed, according to the data. released this Wednesday by the National Institute of Statistics (INE).

With the year-on-year rise in September, more than six points lower than that experienced in August, the home mortgage firm has chained 19 months of consecutive year-on-year rises.

The average amount of mortgages constituted on homes fell by 1.4% year-on-year in the ninth month of the year, to 143,222 euros, while the capital lent grew by 4.6%, to 6,318.8 million euros.

In September, the average interest rate for all mortgage loans stood at 2.59%, with an average term of 23 years. In the case of homes, the average interest was 2.47%, below the 2.48% of a year earlier, with an average term of 24 years.

31.8% of mortgages on homes were established last September at a variable rate, while 68.2% were signed at a fixed rate, the lowest percentage since December 2021. The average interest rate at the beginning it was 1.96% for variable-rate home mortgages and 2.70% in the case of fixed-rate mortgages.

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