FOCUS Online Is? in 2020, a good year for my money or not
Burkhard Wagner: That depends on what you do with your money. If you have it just on the account, it will be a bad year. Because 2020 is nothing to be said for rising interest rates. You have invested your money in the stock market, it should run quite well. While not as good as 2019, but a break-in, it is not likely to give also.
FOCUS Online : What makes you feel optimistic for the development of the stock market.
Wagner: in 2020, the US presidential elections. Donald Trump will do anything to be re-elected. Therefore, there is likely to be a relaxation in the trade conflict. In addition, the interest rates will remain low. The loose monetary policy will support equity markets further. The ECB could even be creative and share buy to support the economy. In between, there could be quite a few variations. Partner asset management AG (PVM), Burkhard Wagner is the Board of management of the partner asset management AG (PVM) in Munich For the Person
Burkhard Wagner is a wealth Manager and spokesman of the management Board at Partners wealth management. The managed assets of nearly 500 million euros.
FOCUS Online : What does that mean for my money?
Wagner: Without a stock, it will not go. Because of the low interest rates in the case of day - or get it fixed nothing. On the contrary, In many cases, the return is after the deduction of the Inflation is even negative. Savers need to rethink and ask yourself whether you really need to have all that money lying on the accounts, available at any time.
FOCUS Online : What are the intentions for more money in the new year are so?
Wagner: , The first intent should be to look self-critically. I really need the money on short notice available in the account or I can invest a certain amount in the long term. It brings nothing to complain about negative interest rates. You have to make to change.
FOCUS Online And the second?
Wagner: A return of four or five percent is without some risk is not possible. The second intent is to invest slowly in the stock. Not all at once, but gradually, to taste. Anyone who buys a savings plan shares, you must make the right Timing no Worries.
FOCUS Online : What stocks do you recommend?
Wagner: investors should not speculate with individual stocks, but a broad range of skills. The easiest way is via funds and ETFs. Especially for newbies in the stock market, it is useful to rely on funds that invest globally in companies that you know (for example, the Morgan Stanley Global Brands or ETFs on the MSCI World, editor's note. the Red.).
FOCUS Online : there Is a third attachment for more money in the new year?
Wagner: Yes: Its strategy is to remain faithful, even if it goes down. Fluctuations are normal. Because you have to stick to it and not panic. Investors should probably bring an investment horizon of five to ten years, if you invest in the stock market. The past has shown that over such a period, setbacks were catching up. If you invest regularly, you can enjoy falling prices because he gets more shares for his money. You make more of your money!
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FOCUS Online : Let's talk again on 2020: Is sustainability a big issue?
Wagner: I think so. Investors pay more attention to, that you invest your money according to social and ecological criteria. Also, the policy seems to be willing to invest large sums of money in the fight against climate change. Here, the purse is still sitting in the lock first (Anm. the. Red.: Investors can invest, for example, via the Nordea Global Climate and Environment Fund, or Pictet Water in the theme).
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