The Internet is full of Reports that begin with "I had 30 years of a Million, and now around the world trip". The Problem: The currency is usually dollars, and normally, the travel business, which includes Sleeping at friends on the Couch.
The question is: Can also save some of the Otto-Normal-German in the course of his life, a Million together? In Euro, of course?
The bare Numbers say It is - but it is not very easy. Tom Friess, head of the VZ asset centre in Munich, has calculated for FOCUS Online, how much must create a saver each month to have after 10, 20 and 35 years and a Million euros. The best chance an investor who has more than 35 years with an annual return of six percent, therefore. the He must place every month 700 EUR . Who has only 20 years time, must already save € 2,160.
VZ wealth center how Much should I save each month to 1.0 million Euro to build? Here it goes to the Depot-comparison (partner offer) Find the best account for your investmentWith a one-time payment for a Million
however, There is another way to scratch with a lower savings rate, at least at the one million mark, with a one-time payment, whether it be from a Bonus, inheritance or a severance package. Those who manage to zuzuschießen in addition, a savings rate of 500 euros after 31 years 70,000 euros extra, comes to a total of 41 years, saving time on 1.049.000 Euro, but before the deduction of withholding tax. When you deduct each year the current 25 per cent of the return achieved, come from savers to 43-saving years at least 904.000 EUR. PDF How do I put 20,000 euros?
a daily allowance, fixed deposits, Savings accounts or shares of Fund - what brings the greatest return? FOCUS Online shows you to 30 pages , how they invest their capital, despite mini-interest in a profitable way.
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