Retirement in Mallorca: the dream of retirement under the palm trees true

Specifically the mild, Mediterranean climate attracts German retirees in Mallorca. The idea to live there, where other people make vacation, has a charm of its

Retirement in Mallorca: the dream of retirement under the palm trees true

Specifically the mild, Mediterranean climate attracts German retirees in Mallorca. The idea to live there, where other people make vacation, has a charm of its own. The sea, mountains and the beautiful landscape will contribute to an increase in the quality of life. However, before retirees decide to move, you should observe a few formalities at the time of their retirement. (Display) to Set their pension Plan!

, Temporarily or permanently, in the direction of the South?

In the case of a temporarily abroad – for example, a month-long vacation to the "Winter" – the pension will be paid will be unchanged. Who moved the center of his life, however permanently abroad have to expect under the circumstances, but with cuts in pensions. Since Mallorca is a Spanish island, but is part of the European Union, must not make retirees Worry that their pensions will arrive in the full amount to you.

Only in the case of a permanent residence outside the European Union, a pension reduction would be possible if the pension also includes contribution periods under the foreign pensions law (FRG).

retirement on Mallorca: you have to in Bank details and address

The German state shall pay the pension to a Bank account of your choice. Means that pensioners can have your account at a German or foreign Bank. Transfer should incur fees, those will be taken over by the German pension insurance. Only outside the Euro-Zone, the pension rate fluctuations or may be attack is not a cost-reimbursed.

to Change the Bank details by a move abroad, emigrants point of this to the pension Service of Deutsche Post, as the paying and the pension insurance carrier as early as possible – as well as a new address. The only way pensioners important Post, continue to be reliable. Everything you know about your pension

Our PDF guide explains on 100 pages the answers to all the important questions around the topic of retirement. Plus 58 Pages Of Forms.

PDF guide

Is a regular life certificate necessary?

Who lives abroad, and a pension from Germany, is asked usually once a year a life certificate to be submitted. Thus, the German pension insurance checks, whether of the pensioner or the Pensioner is still alive. The pension Service sends a form to be completed within a certain period of time, and Germany must be returned. If this is not done is stopped the payment of pensions until the pensioners to the pension Service or the pension insurance reports.

In many countries, an electronic death data matching is replaced, in the meantime, however, the request for a life certificate. Also in the case of a residence on Mallorca will be omitted on the life certificate.

you might also be interested in: holiday allowance for pensioners: Ösi-model German retired envious

The need to pass on your health insurance abroad

note The membership of the statutory health insurance with a German health insurance Fund, remains in the case of a transfer of residence in a member state of the European Union in principle. You will not be insured in the new state of Residence in addition to sick. Provided, however, that pensioners in Spain have no power to claim – so, about a professional job or a pension in Spain.

Must be taxed on the pension in Spain?

Once you stay longer than 183 days in Spain, you must pay tax on your income and therefore your pension there. This is one of the Spanish-German double taxation agreement, article 19. Of retired civil servants are excluded. Real-time map shows the Corona-dissemination - more than 45,000 people healed, FOCUS Online/Wochit real-time map shows the Corona-dissemination - more than 45,000 people cured

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Date Of Update: 06 March 2020, 18:00

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