Together with the experts of the VZ assets centre's FOCUS has-Money, calculated for a Single, a Couple and a family at the age of 30, 40 and 50 years. The CVS of the three example cases are independent of the current age, in each case identical. Exciting, but just no time?
Now save articles for later, in "the Pocket"
As the amount of assets for the pensionwas calculated Important: In which the amount in retirement payments from the statutory pension Fund, state-flow, is from the individual's life and work and the associated contributory salary depending on the. So stringent and straight-forward as in the case of our three sample cases, the path is not progressing normally. With you different constellations and pension histories and the resulting payments, however, can clearly. The FOCUS of the Online pension calculator, you can Calculate the amount of your pension annuity calculator is not displayed? Click here!
The imputed asset is in the calculations at the age of 55 years or part. Even if, theoretically, an earlier Retirement would be possible to set this age of brand as the lower limit of the maximum advance withdrawal. In addition, it was calculated on the Basis of today's purchasing power. The current 30-Year-old has a Year to Retirement, so the amount after the same assets as now 50.
As in the case of the Latter, the retired but not equal to is closer, he will not be able to afford it for the money more than his younger fellow-citizens, if the inflation rate remains at zero. Why this approach? The consideration according to today's purchasing power, regardless of the age, the calculations makes it tangible from the current perspective.
What the results show? FOCM FOCM FOCM estimates the desired pension level of 50 percent of the current net income is in all the constellations, an early retirement is possible at higher asset totals, even with the age of 55 years and thus well before the actual statutory retirement age. 50 percent is also a right, however, is low set value. He is due to be either modest claims and a more economical life in old age, or affordable living. For example, by the fact that a debt-free property to Live in and the issues of rent or debt repayment no longer play a role. In addition to liquid funds the concrete gold is also a veritable Form of retirement. Content check (display)do you Earn enough?
click Here for the Paycheck, the pension level of 70 percent? Singles have the best conditions forIs estimated to be a desire pension level of 70 percent of the current net income, can only usher in the Single in all of the imputed cases, in advance of the celebration night. Why not the Couple or the family? Since both partners work and earn good money, the result is, accordingly, a high desire level of pensions, which is not achieved with the combination of the statutory pension and the accumulated capital is simply, if not more than 350,000 euros are available. For both partners, is also only the same capital base from the Single. In the case of the family of circumstance also plays a role, the woman inserts a child break and several years of part-time work, to care for the young. The pension entitlements diminish, even if for education times, in principle, points to the pension account will be credited. We will answer your questions about the pension
Our PDF-a special issue of answers to all the questions on the topic of retirement - of the statutory pension, the Riester subsidy to private pension insurance. Sample calculations show the tax impact and explain the advantages and disadvantages of the individual products.
download the counselor click here for the price of 9.99 Euro .
PDF guide Older vintages look back on better pension history as a youngerWhat is also apparent: The older our patterns people are, the more the rest can be stood with the same sums in advance. The number one reason of this is, of course, that the accumulated capital is, according to current purchasing power. There are cases, only 17 instead of 37 years until retirement as is the case with the recent Pattern, well ahead of the desire for a pension (of an annual increase of 1.5 percent is assumed) in such a large degree. Reason number two: The older generations can look to a better pension history than the Younger ones. While in the projection for future years, with only 1.4 per cent pension increase per annum was calculated, there were in the past richer premiums.
pensions expert explains: So you save the job correctly for the pension FOCUS pension expert explains, saving you the job properly for retirementAll the parts of the Pension of gravity
