a Minimum of twelve banks have introduced in the new year, penalty interest or existing minus interest rates further reduced – you are all a group of the Volks - and Raiffeisen banks. The negative interest rates apply here for days, in cash or in current accounts, or even in both, such as the comparison portal Verivox is telling.

the nine institutions require, for the first time negative interest rates:

• Brandenburger Bank : -0.5 percent on day money, 100,000 Euro Allowance
• Heidenheimer Volksbank : -0.5 percent on day money, no answer to the free amount. Note: The negative interest rate does not apply to savings accounts, such as savings books.
• Raiffeisenbank Gilching : -0.5 percent to a daily allowance, € 50,000 Allowance
• Raiffeisenbank Oldenburg : -0.5 percent in the case of current accounts, € 100,000 Allowance. Note: you May also days money systems are affected. It is not clear from the available Unmounting, however.
• Volksbank eg in Warendorf : -0.5 percent in the case of current accounts, no indication of the amount. Note: you May also days money systems are affected. It is not clear from the available Unmounting, however.
• Volksbank Main-Tauber : -0.5 percent on day money, 500,000 euros Allowance
• Volksbank Mosbach : -0.5 percent to a daily allowance of 250,000 euros Allowance
• Volksbank Rottweil : -0,35 percent in the case of current accounts, € 100,000 Allowance. Note: you May also days money systems are affected. It is not clear from the available Unmounting, however.
• Volksbank Gescher: of 0.5 percent on the day money, no indication of the amount

the Volksbank Kaiserslautern pointed to from the 1. January until the middle of this week of 0.5 percent in the case of current accounts from (without specifying the day-to-day money or possible exemptions). According to the report of FOCUS Online, the Bank said on demand, this was due to a "technical error", the area where the notice Board was replaced. The Declaration in the wording:

"in fact was released due to a technical error for a short time on our website a notice of charges, were included in the negative interest rates for private customers. This document was not correct. We calculate at the moment definitely no negative interest rates for private customers and not have done in the past.“

With a FOCUS on Online the best checking accounts compare (display) current account comparison 2020: The best to find account

at the same time, the Bank stressed that such a step could not be excluded for the future. "These conditions in the future make, further depends, of course, as with all banks from the further development of the market situation," said the Bank. Customer had this been on demand, as well explained.

Two banks to reduce criminal interest rates still further

Two more banks have pushed their existing minus the interest rate even deeper into negative territory. The Volksbank Stendal requires the money now to be -0.5 percent instead of -0.4 percent. The tax-free amount remains unchanged at € 100,000. The VR-Bank ALB now requires also -0.5 percent (exemption amount, one Million Euro) at money market accounts. With FOCUS Online, Tagesgeld compare (display) a daily allowance comparison in 2020: Here are the Top interest rates

ensure That almost all the banks propose a rate of -0.5 percent, this is no coincidence: The value corresponds exactly to the Deposit interest rate set by the European required by the Central Bank of banks, if they Park their money with the ECB.

banks can be avoided with a Trick, to appear on the list

if you want to avoid penalty interest, is forced to a quasi-exchange of the Bank, unless the negative interest is not exclusively for new customers apply or in the context of individual agreements are excluded.

But be careful: The experts of Verivox explicitly point out that some banks do not reach, perhaps by a Trick, that they appear in this list. If you do not offer more day-to-day money for Online statements, you do not need to inform about possible negative interest rates in the price list. With other words: Potential customers before they receive a specific request, what would you bloom.

dozens of other banks, as well as the penalty interest

is: criminal interest rates now threaten with far more banks than the listed above. Verivox according to demand, in the meantime, 35 institutions minus the interest of private customers and publish the appropriate information in your price list or on the website.

click Here for the Complete Overview of the banks with which the customer penalty interest threaten.

seven banks, in which the actually free money market account that costs fees are Added. This produces a de facto negative interest rates, even if they are not identified as such. Penalty interest to escape the

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a Further 25 banks to hide negative interest rates

Furthermore, there are 20 banks, according to Reports, minus interest request, this is not the posting but I have to say Verivox that either in Price or no price poster publishing.

Finally, five banks had yet to be released, in the meantime, negative interest rates in your Price display. These instructions are out of date however, to. The minus interest also from the table, is unlikely. Because the European Central Bank remains steadfastly committed to its interest-rate policy of the banks to justify the collection of negative interest rates.

also read: return on investment instead of Parking fee: Here are the best interest rates

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pom Date Of Update: 19 January 2020, 01:00