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Ceuta, March 6, 2023.
The exonerated separated, lost his job and fell into a situation of over-indebtedness from which he could not get out
Repair your Debt Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a debt cancellation in Ceuta. Through the management of Repara tu Deuda Abogados, the Court of First Instance and Instruction No. 3 of Ceuta has issued an exoneration of the unsatisfied liability in the case of a man who had accumulated a debt of 101,000 euros that he could not meet. SEE JUDGMENT As the lawyers from Repara tu Debt explain, their case is as follows: "the exonerated had a small vehicle for his job. As the family grew and due to various needs, he sold the one he had to have a larger one. He also requested a credit to be able to face the purchase of the necessary items for the birth of the baby, such as a crib, stroller, chest of drawers, etc. Unfortunately, years later, she separated and required expenses to defend her interests, which meant signing a new credit. Later, he was fired from his job and since he could only find very temporary jobs, he requested more loans to be able to survive and meet the rent and food expenses. Due to the situation, he returned to the family bosom. He decided to take advantage of the Law Second Chance. Now you have your cancellation and you can start a debt-free life". According to Repara tu Deuda, "Spain was one of the countries that took the longest to incorporate system the Second Chance Law, a mechanism provided to provide a way out of the situation of over-indebtedness of people distressed by payments that are impossible to assume. It did so after the 2014 European Commission Recommendation to activate this mechanism." Although there is still some ignorance about this legislation, the reality is that more and more people have come to the conclusion that it is the true solution to It should be noted that Repara tu Deuda Abogados has helped, since it launched its activity in September 2015, many people in desperate situations who did not know what to do to get out of the loop they found themselves in. More than 20,000 individuals and freelancers have relied on the firm's services to start a new life, have access to financing, assets in their name and eliminate the social stigma that, unfortunately, those who have suffered apparent failures due to being insolvent suffer. Repara tu Deuda lawyers adapt to each case according to the economic capacity of their clients, with the maxim that no potential beneficiary is left without a second opportunity. This legislation allows individuals and the self-employed to be exonerated from their debts if they meet a series of requirements. In general terms, it is sufficient that the amount of the debt does not exceed 5 million euros, that they act at all times in good faith and that they have not been convicted of socio-economic crimes in the last ten years. Repara tu Deuda Abogados has an app for Android and IOS, baptized with the name of MyRepara, which allows the reduction of the costs of the procedure, total control and that meetings can be held through the video call system with the lawyers.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
