MADRID, 18 Dic. (EUROPA PRESS) -
The president of CaixaBank, José Ignacio Goirigolzarri, has made a brief assessment of the bank's activity during 2022, the year in which the merger with Bankia has concluded "with great success", and has indicated that the entity starts from a "privileged" point to face future challenges.
In a video for the bank's shareholders, Goirigolzarri stated that 2022 has been a "very important" year for CaixaBank, since it has closed the "biggest merger in the history of Spain" with "great success" and has presented its first strategic plan after the operation for the period 2022-2024 with which it expects to achieve a profitability of more than 12% and an efficiency ratio of 48% at the end, as well as an increase of 8% in its interest margin and the generation of around of 9,000 million euros of capital.
This plan will serve to achieve the ultimate goal of the merger with Bankia, which is "to lead the transformation of the financial sector". In this regard, Goirigolzarri has continued to point out that the entity he presides is opening this stage of changes "full of ambition".
He has indicated that the bank is "very aware" of the challenges it faces, such as the current "radical" changes in the political, geostrategic, economic and social spheres, as well as trends with a "strong impact" on society. and in the banking business, such as digitization or the transition towards a more sustainable economy. "They are not minor changes", she has added in the video.
However, Goirigolzarri considers that CaixaBank is facing these remains from a "privileged" starting point, with an "excellent position" in the market, a "unique" distribution model, a "very healthy" balance sheet and a "very well defined".
In addition, he has valued the team that works in the entity by highlighting that it is "committed and professional" and has as its "sole objective" to be close to customers and society.
"All of this will contribute decisively to continuing to improve the profitability of CaixaBank and its profits, which, in turn, will lead us to an improvement in remuneration for all our shareholders, fulfilling the objective of our strategic plan of distributing to least 50% of our profits", he stated.
To conclude, he highlighted the trust of shareholders for the future of the bank as a key element and recalled the objective of the strategic plan until 2024 to provide shareholder remuneration of at least 50% of the profit.