But who can now look forward on the basic pension? Intended for the benefit of all those with at least 33 years of contributions for employment, education, or care. In the start of the year 2021, the basic pension will cost taxpayers 1.3 billion euros. An income test is intended to ensure that only people receiving the Supplement, in need of him.

What is the goal of the basic pension?

Helped all those people who worked for years to be, educated children or relatives have not maintained their merit, however, was large enough for a decent pension. Their live performance should be recognized and the walk to the welfare office should be spared. Basic security in old age relative last 556.640 people. Many do not apply for the performance but.

according to The residential cost of basic backup can be about 800 to 900 euros. Currently, there is not 8,98 million old - age and disability pensions under 800 euros, but in many cases, the Affected arm would be. Many simply pay just short in the pension Fund. 4.1 million full-time employees came last, only on low wages.

Spahn basic pensions-lists proponents, bend Seehofer with a joke in between, FOCUS Online/Wochit As Spahn basic pensions advocates count, bend Seehofer with a joke in between, Who gets the basic pension from 2021 onwards?

low-income earners to get after 33 years of ground-rent times, a Supplement to the pension, from 35 years, the full amount. Basic pension periods of compulsory contributions from professional activity or self-employment, as well as contribution periods for child-raising and nursing of family members are.

Also in times of sickness or Rehabilitation, this includes - as well as periods of war service as a prisoner of war or of political imprisonment in the GDR. In addition, times of countries should be taken into account, with which Germany has a social insurance agreement has been completed or for which the EU law applies.

What income is counted?

For a single person applies, that income will not be counted under 1250 euros, for couples it is $ 1950. Above this income will contribute 60 percent to the basic pension. Only in the case of more than 1600 euros and 2300 euros, the income is taken into account fully.

Potential capital gains are taken into account in the Income assessment comprehensive. You need to be notified to the pension scheme in full, this may check then.

What is the free amount of the basic backup to yourself?

benefits Who after 33 contribution years, despite the basic pension still covers below the national basic social security, in the future of a free amount that is not netted with the basic security. He is 100 Euro plus 30 percent of the income from the statutory pension. Overall, the deduction-free sum should not exceed 216 euros. The 2018, introduced tax-free amount for a company or a state-sponsored private pension plans (such as the Riester-pension) is granted in addition. Everything you know about your pension

Our PDF guide explains on 100 pages the answers to all the important questions around the topic of retirement. Plus 58 Pages Of Forms.

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the level of basic pension will be?

A low-wage earners with 35 years of ground-rent periods can be achieved under certain conditions, a Supplement of up to 404,86 Euro.

Two examples: A florist, who has worked for 40 years, comes to a monthly pension of 528,80 Euro. You are entitled to the full basic pension Supplement that increases your monthly pension to 933,66 Euro - if you have no billable income.

An East German construction engineer, has earned up to the fall of the wall and then unemployed, was found after a few years and a Job - however, below their qualification. Your old-age pension amounts to 39 years of contributions only to 746 Euro (gross). In spite of the unemployment, they meet the requirements of a minimum of 33 years to the "basic retirement", so that it comes with the basic pension on a monthly pension of 941 euros.

How is calculated the amount of the basic pension?

A basic pension can be paid if the own contribution in the pension scheme for a minimum of 30 percent of the average earnings of the Insured or is. For more than 35 years of acquired pension will be doubled to claim,, however, be limited to 80 percent of average earnings. At the end of the surcharge will be reduced by a flat rate of 12.5 percent. Content check: The gross-to-net calculator 2020, much net is left for them by the gross

low apply for income earners, the basic pension?

no. Who is entitled to the basic pension, is to be determined by means of an automatic data reconciliation with the tax authorities.

Also interesting: Since 2020, more pensioners are subject to tax: 6 tips on how you can save on taxes

How high are the costs and how the basic pension is financed?

healing estimated the cost for the initial year of 2021 to EUR 1.4 billion. Funds of the annuity insurance shall not be expended for the taxpayer funding is planned. The SPD wants to pull the planned financial transaction tax approach. Due to disagreements with other EU States to their introduction, however, is still uncertain. FOCUS Online provides you daily with the most important messages directly from the editors. Here you can subscribe to the Newsletter easily and free of charge.

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pnh/dpa Date Of Update: 20 February 2020, 17:00