The analysis of the consumer portal "biallo.de" for the "Süddeutsche Zeitung". "More money for management of the account require banks and savings banks, especially in the countryside or in smaller towns. This is probably due to the fact that the competition is so great,“ said Horst Biallo, founder and Chef of the eponymous Internet portal. The money houses are continuing their price policy from the past year. 2019 550 suppliers, so almost half of all banks had increased biallo.de their fees for checking accounts.

the basic account costs almost 5 Euro.

The new price increase is also reflected in the average prices: The classic account cost to the consumer portal, in December 2018, on average 4,78 Euro, now it is 4,91 Euro. For premium accounts, which are usually based on the number of reservations and withdrawals is unlimited and the Girocard (formerly EC-card) costs nothing extra, increased the average price in this period of time of 9.42 to 10.15 euros in the month. What is striking is the increased costs for online accounts. They climbed from a month of 2.73 to 3.42 euros, a premium of about 25 percent within 13 months.

"interest rate policy of the ECB more important reason,"

The European Central Bank (ECB) had to pay in September 2019, the penalty interest, the credit institutions, if you have money in the Central Bank Parking, from 0.4 to 0.5 percent, raised. "The Zero and negative interest rate policy of the ECB is certainly an important reason why the commercial banks increase the price of their checking accounts models. To collect one, two euros more a month, is easier than negative interest rates, demand for existing customers,“ said Bank lawyer David Riechmann of the consumer advice centre of North Rhine-Westphalia, the newspaper. "However, such a price to meet increases in small savers fierce as customers have a few 100,000 Euro balances on accounts." The current account is more expensive, advises Riechmann, to check a Bank Account.

Still, the game room is large. There are, according to the consumer portal almost 40 banks, the demand for privately managed accounts no fees. In addition, there are 60 money, houses, the inputs under conditions, such as monthly cash – no month fee to move in. "For those who like to pay nothing will find it," said Biallo. With FOCUS Online the best checking accounts compare (display) current account comparison 2020: find The best account

René return want: "penalties are the best thing that could happen to savers in the" FOCUS Online René wants to return: "penalties are the best thing that could happen to savers in the" Where Corona occurs-Virus everywhere? Real-time map shows the spread of the disease, FOCUS Online/Wochit Where occurs Corona Virus everywhere? Real-time map showing the spread of the disease

sf Date Of Update: 30 January 2020, 11:58