(Information sent by the signatory company)
Palma de Mallorca, March 26
His partner was fired from work and he suffered an ERTE due to COVID-19
Repara tu Deuda Abogados, a leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Palma de Mallorca (Balearic Islands). Through the management of Repair Your Debt Lawyers, the Commercial Court No. 4 of Palma de Mallorca (Balearic Islands) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man with a debt of 19,000 euros to which he cannot I could cope. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, his case is as follows: "his state of insolvency arose as a result of him requesting the first loans to adapt his home and acquire the furniture. Initially, he was able to meet the installments of said loans and the basic expenses of the family unit thanks to his own income and that of his partner. Subsequently, the debtor's partner was fired from his job and they began to have liquidity problems, so he was forced to use cards " Spain was one of the countries in the European Union that delayed the incorporation of the Second Chance Law into its legal system. It did so in 2015, following the Recommendation of the European Commission to implement a mechanism for debt cancellation of natural persons (including the self-employed). This is legislation whose origin must be located in the United States, a country in which it has been in force for more than 100 years. Relevant figures such as Walt Disney or Steve Jobs have joined it. Its spirit is to offer a second chance to people who have fallen into a situation of over-indebtedness so that they do not have to live drowned by payments that they will not be able to assume. "Repara tu Deuda" began its activity as a legal firm in September 2015. Since So to date it has managed to exceed the figure of 200 million euros exonerated to people who come from the different autonomous communities of Spain. It is expected that this amount will continue to increase in the near future due to the high number of files whose processing is already underway The law firm has more than 23,000 clients, from all over Spain, who have put their case in the hands of the pioneers in the application of this legislation. The forecast is that this figure will continue to increase as this law is implemented. is better known and, also, as a consequence of the current economic situation. The lawyers of Repara tu Deuda adapt to each case according to the economic capacity of their clients, with the idea of not leaving anyone without a second chance to start over. with more force.This legislation allows the exoneration of debt for individuals and the self-employed as long as they meet a series of basic requirements. In general terms, it is sufficient that the bankrupt acts in good faith, has not been convicted of socioeconomic crimes in the last ten years and is in a current or imminent state of insolvency. The firm can also alternatively analyze the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
