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Her ex-husband left home, leaving the credits and loans unpaid and she had to assume everything. Plus, she lost her job.
TOLEDO, February 21, 2024.- Repair your Debt Abogados, a leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Toledo (Castilla-La Mancha). Through the management of Repair Your Debt Lawyers, the Court of First Instance and Instruction No. 1 of Toledo (Castilla-La Mancha) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman with a debt of 25,000 euros to the one I couldn't cope with. SEE SENTENCEAs the lawyers of Repara tu Deuda explain, her case is as follows: "at one point in her life, when everything got worse, she separated. Her ex-husband left home, leaving the credits and loans unpaid and she had to assume everything On the other hand, she lost her job and she wanted to reach a payment agreement, but the banks did not. In addition, her aunt fell ill with cancer and it also posed a problem for her. Between choosing, feeding her son or paying the bank chose his son."According to Repara tu Deuda, "Spain incorporated the Second Chance Law into its legal system in 2015. We are facing legislation whose origin must be located in the United States. In this country, it has It has been in force for more than 100 years, and figures as important as Walt Disney or Steve Jobs have taken part in it. However, the majority are ordinary people, unknown to the general public, who have fallen into a state of over-indebtedness. The spirit with "The one that came into force is to offer a second chance to those who have suffered some type of economic setback for various reasons." Repair your Debt Lawyers began its activity in September 2015. Since then, it has managed to exceed the figure of 190 million euros exonerated to people who come from the different autonomous communities. It is expected that this amount will continue to increase in the near future due to the high number of files that are being processed, the results of which appear favorable. The law firm has more than 22,000 clients who have placed their case in their hands. Some of them have gone to the legal office as a result of having seen the testimony of other exonerated people who have explained their story. There are also those who come after a family member or acquaintance has told them about the second chance mechanism. The lawyers at Repara tu Deuda adapt to each case according to the economic capacity of their clients. Its objective is that no person with debt problems is left without accessing the second chance mechanism. This allows them to start over with more strength to reactivate themselves in economic life, get out of delinquency records such as ASNEF and access new financing. This legislation allows both individuals and the self-employed to be exonerated from their debts. For this to be possible, it is essential that the bankrupt be in a state of current or imminent insolvency, that he has not been convicted of socioeconomic crimes in the ten years prior to the process and that he acts at all times in good faith. Since September 2022, the procedure has been streamlined since it is not necessary to attempt a payment agreement with banks and financial entities. The office can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
