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Las Palmas de Gran Canaria, December 22, 2023.
The exonerated woman, upon separating, was forced to cover all expenses only with her income
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a new debt cancellation in Las Palmas de Gran Canaria. Through the management of Repair Your Debt Lawyers, the Commercial Court No. 3 of Las Palmas de Gran Canaria has issued the Benefit of Exoneration of Unsatisfied Liabilities (Bepi) in the case of a woman who had accumulated a debt of 29,000 euros to whom I couldn't cope. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, "her state of insolvency arose as a result of the debtor separating from her partner and having to face all expenses solely with her income. In order to pay the most basic expenses, He requested a first loan, with the intention of being able to return it when his personal and economic situation improved. However, when he did not succeed, he found himself having to use credit cards to try to alleviate this situation, especially to cover the needs of his family. daughters". According to Repair your Debt, "Spain approved the Second Chance Law in 2015. This means having followed the Recommendation of the European Commission made in 2014 to implement a mechanism that would cancel the debts of individuals and the self-employed. who could not meet their payments. In September 2022, a reform of this legislation was carried out with a view to streamlining the procedures. "Approved just over 8 years ago, some people are still unaware of the existence of this legal mechanism. Others do not begin the process because they cannot afford the fees requested by some lawyers, due to lack of knowledge or simply because they mistakenly believe that the process is more complicated than it really is. Repair your Debt Lawyers was founded in September 2015. Since its inception it has helped desperate people who did not know how to get out of the desperate situation in which they found themselves. To date, the firm has managed to exceed the figure of 180 million euros exonerated to people who respond to very different profiles and who come from the different autonomous communities. This legislation protects individuals and self-employed workers who have seen in it salvation for all. your debt problems. In this sense, to qualify it is necessary that the bankrupt has not been convicted of socioeconomic crimes in the last ten years, that he acts at all times in good faith not hiding assets or income and that the amount owed does not exceed 5 million euros. The firm also offers to analyze the contracts signed with banks and financial entities. Along these lines, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
