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The debtor, with two children, was divorced. Her ex-husband, who declared insolvent, stopped paying her pension
Madrid, April 2, 2024.- Repara tu Deuda, Spain's leading law firm in the Second Chance Law, has managed to cancel a debt that amounted to 63,000 euros in Madrid by applying the Second Chance Law. SEE SENTENCEThe lawyers of Repara tu Deuda explain their story to us: "the debtor got divorced and her ex-husband stopped paying her pension. She reported him, but he declared himself insolvent. At that time, she found herself alone with two daughters and with only one salary "That's why he asked for a loan and requested an extension. This is what he did with the different loans, in order to survive. The last loans he requested were to pay the previous ones. There came a time when he couldn't reverse the situation." Now, thanks to Repair Your Debt Lawyers and the Second Chance Law, the bankrupt can start again without debt, after the Commercial Court No. 18 of Madrid issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI). Repair your Debt Lawyers began its work in the field of debt cancellation for individuals and the self-employed in September 2015, the same year in which the law came into force in Spain. In all this time, it has managed to exceed the figure of 200 million euros exonerated. This amount is expected to continue increasing in the near future due to the fact that there are many cases being processed and that the process is being streamlined after the September 2022 reform. The law firm represents more than 23,000 individuals and self-employed workers in court. They have entrusted their case to the pioneering experts in the application of this legislation. Many have come after hearing the testimony of some of those who have already managed to be free of all their debts. And this is a real reason for confidence for those who still doubt whether or not to start the process.Repara tu Deuda offers modalities and deadlines for payments with the idea that no person with debt problems is left without access to the Second Chance Law. "It should also be noted that some of those who begin the procedures do so at first with many doubts about whether it is an effective mechanism. However, little by little, as they advance in the process, they realize that it is possible reactivate in the economy and start again from scratch," say the lawyers. The profile of people who benefit from the Second Chance Law is very diverse: parents who guaranteed their children to purchase an apartment, small businessmen who set up a business or made investments in it that had negative results, people who are unemployed or in complicated work or health circumstances, individuals who have been victims of some type of deception, etc. The firm can also analyze the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
