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The bankrupt requested financing for a business whose results were not as desired and had to close

Valencia, April 18, 2024.- The Commercial Court No. 3 of Valencia has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man from Paterna (Valencia) who has thus been exonerated from a debt of 83,000 euros. The case has been processed by Repara tu Deuda Abogados, a leading law firm in Spain in the Second Chance Law. SEE JUDGMENTAs explained by the lawyers of Repara tu Deuda, "his state of insolvency arose as a result of the request for financing to start a business as a self-employed person. At first he was paying the loan installments thanks to his billing, but little by little he Income was reduced and he had to close the business. For this reason, the debtor found himself in a clear situation of over-indebtedness, which he could not cope with. "As in his case, numerous people turn to the Second Chance Law after having suffered some type of setback that has led him to fall into a state of insolvency. And it must be remembered that the Second Chance Law came into force in Spain to resolve the problems of individuals and the self-employed. At this time, there are more than 23,000 who have requested to benefit from this tool to cancel the debts they have contracted and cannot assume.Repara tu Deuda Abogados is, since its foundation in September 2015, the leading firm in the application of the Second Chance Law. Currently, it has managed to exceed the figure of 200 million euros exonerated to people who come from the different autonomous communities of Spain. This figure continues to grow every day as a result of the high level of knowledge of this legislation and the high number of clients whose case is being processed. "It is worth noting - explain the firm's lawyers - that many of our clients decide to encourage many other individuals and self-employed workers to begin the process. They do so through direct testimony or through videos in which they can see the moment in which they They receive their favorable ruling."Repara tu Deuda Abogados has 100% success in the cases processed. Before launching the procedure, the firm verifies together with the client that they really meet the requirements to be able to cancel their debts. Thus, it only begins to carry out the procedures when it sees that it is a person whose debt is cancelable. Javier Cárdenas, client advocate at Repara tu Deuda Abogados, collaborates with the law firm in the dissemination and knowledge of this legislation. "We are facing a mechanism - declare the lawyers - that helps change the lives of many people so that they reactivate themselves in the economy, access new financing and get out of the hole in which they are immersed. The legislation aims to change the lives of the people so that they can reactivate themselves in the economy and get out of the loop in which they find themselves. Therefore, it is necessary to have well-known figures to support us in this task." The office can also analyze the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc. Issuer: Repair your Debt Lawyers

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