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Valencia, December 11, 2023.
Both exonerated were unemployed, with two dependent children and a debt derived from the loans
Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 46,000 euros to a couple in Valencia by applying this tool. SEE JUDGMENTThe Repara tu Deuda lawyers explain his story: "his state of insolvency originated when the debtors requested the first loans between 2018 and 2019. He was off work for a year due to the consequences caused by a back operation. Later She was left unemployed, so the loans and the credit card were used to cover the needs of the family unit. They had two minor children and she was also unemployed. Although later he found a new one employment, the truth is that the salary conditions were lower. The level of debt was very high and, despite both of them already working, they have needed to resort to this procedure to cancel their debts." Now, thanks to Repara tu Deuda Abogados and the Second Chance Law, the couple has been freed from their debts after the Commercial Court No. 2 of Valencia issued the Unsatisfied Liability Exoneration Benefit (BEPI) in their case. Repair Your Debt Lawyers began its activity as a law firm in September 2015, the same year in which the law came into force in Spain. It must be said that it has currently exceeded the figure of 170 million euros in debt cancellation for its clients with the application of the Second Chance Law. The law firm has clients from all over Spain and has exceeded the figure of 20,000 individuals and self-employed workers who have turned to them to cancel their debts. The forecast is that this amount will continue to increase as a result of greater awareness of the existence of this legislation and also because many exonerated individuals, upon seeing the benefits of the law, decide to encourage other indebted people to begin the procedure.Repair your Debt adapts to the different circumstances of each of its clients so that no one is left without access to the Second Chance Law. "Many people are afraid to start the procedures because they cannot afford the fees that some lawyers ask of them," they say. "We - they add - try to take into account the economic situation of the clients because we know that they are distressed people who have had a very bad time. Therefore, we have to offer them facilities throughout the entire time that the process lasts." The profile of people who benefit from the Second Chance Law is very varied: self-employed people who have started a business or who have made investments with negative results, parents who guaranteed their children for the purchase of an apartment, people who They were unemployed or suffering from complicated work or health circumstances, individuals who have been victims of some type of deception, etc. For people who are not beneficiaries of the second chance tool, Repara tu Deuda Abogados offers the possible cancellation of credit cards, revolving cards, mini-credits, loans and mortgages. The legal office analyzes the contracts signed with banks and financial entities to check if there is any type of abusive clause and thus complain to Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc. .
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
