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Valencia, December 4, 2023.
The exonerated man, after changing cities and countries to study and work, faced COVID-19
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a new debt cancellation in Valencia. Through the management of Repair Your Debt Lawyers, the Commercial Court No. 3 of Valencia has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man with a debt of 44,000 euros that he could not meet. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, his case is as follows: "in 2004 he bought a home in Zaragoza to establish it as his habitual residence while he studied his doctorate. Upon returning to Soria in 2005, the debtor sold the home in Zaragoza, although the new buyer did not acquire the garage space. With the money, he subscribed to the purchase of the home that he would establish as his habitual residence in Soria. During the time he lived there, he was working as an employee in a hair salon where, unfortunately, , he did not receive his salary on time and, sometimes, he did not even collect it in its entirety. Consequently, he used cards for his most basic and essential expenses. Thus, in 2008, he decided to open new horizons and look for a better future in Italy. Unfortunately, he was not successful and returned to Spain at the beginning of 2020. Months later he opened his own hair salon, but could not overcome the situation derived from the COVID-19 pandemic. As recalled from Repara tu Deuda, "Spain approved the Second Chance Law in 2015. We are facing legislation born in the United States more than 100 years ago to which figures such as Walt Disney or Steve Jobs have attended. The people who "They receive a second opportunity to reactivate themselves in the economy. In this way, the stigma they suffer for not paying their debts despite the efforts made is also eliminated." Repara tu Deuda started its activity in September 2015. Since its inception, it has been able to solve the situation of over-indebtedness of people who were suffering from a state of insolvency. The high degree of specialization in the application of this legislation has led it to maintain its leadership by exceeding the figure of 170 million euros exonerated to its clients. The law firm has more than 20,000 clients who come from the different autonomous communities and who have put their case in its hands to reactivate the economy and start again from scratch. This figure is expected to continue increasing due to the fact that the law is becoming increasingly known, the current economic situation and the fact that many exonerated individuals encourage family members and acquaintances in a state of insolvency to begin the process to breathe a sigh of relief without debt. This legislation allows both individuals and the self-employed to be free of their debts if they meet a series of basic requirements. In general terms, the bankrupt must not have committed socioeconomic crimes in the last ten years, he must act in good faith at all times without hiding assets or income and the amount of the debt must not exceed 5 million euros. The office It also alternatively offers the analysis of contracts signed with banks and financial entities. Along these lines, the objective is to check if there are abusive clauses for the possible cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
