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More and more sectors are joining Black Friday shopping: telephone, energy, technology and even finance

Palencia, November 24, 2023.- During Black Friday, a large number of emails are received with the most attractive offers to buy. And from all types of sectors. Although technology has always been the big star in the shopping festival, now there are more and more offers that can be found in any field such as fashion, footwear, cosmetics and even others such as the furniture sector, energy or that of telecommunications.

In general, Black Friday is usually used to get Christmas shopping early and get some discounts in your wallet. Hair dryers and straighteners are usually one of the most in-demand products these days, along with other types of electronic devices such as smartphones or tablets. And even the financial sector is also increasingly joining the shopping party. For example, BBVA gives new customers the opportunity to receive €50 if they sign up for the entity's online account, which has no commissions. To do this, it is only necessary to spend 50 euros with the debit card associated with the account. And, for its part, Banco Santander gives away €20 with the credit card and, in this case, you have to spend at least 100 euros.

Black Friday can also be a good time to save money when purchasing, for example, home furniture products if you are renovating. For this somewhat higher economic scenario, some type of financing may be needed. And it is just as important to access these types of offers as it is to be able to face them. And this is where it is important to be careful: if credit card payments end up being split into installments, the interest we end up paying may be higher than the discount on the offer itself.

"It is important to try to pay the entire offer at once, and if this is not possible and payments have to be deferred, try to use the payment method that charges the least amount of interest," says Pablo Vega, specialist. financial on Roams, a web platform specialized in personal finance advice. To do this, you can take advantage of specific offers from entities such as Bankinter, which offers 0% payment deferrals for purchases made until November 29 and provided that:

o The amount is greater than 90 euros

o The postponement is between 3 and 6 months

Or try to use credit cards that allow certain interest-free deferrals throughout the year.

It is also important to refer in these cases to the security of purchases. Black Friday has become an essentially digital shopping event. Remember to always act safely in your payments, for which you can use platforms with authentication certificates such as PayPal, or have a digital prepaid card that you can request independently or at the bank (a wallet card) and that you can recharge exclusively with the money you are going to spend.

Therefore, to know if a Black Friday offer is worth it or not, you have to look at several aspects. Among them, the current price of the product and also the evolution it has had in recent months, but also the way in which the payment is decided to make. Also, remember! It is important to have a closed budget and try, as far as possible, to make a list of all those products and/or services that are really needed to avoid falling into trap offers.

Contact Contact name: Beatriz Gallinas Santos Contact description: Press officer Contact telephone number: 656498768