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Alicante, December 5, 2023.
The debts of her deceased mother fell on the exonerated woman and she had to apply for new loans
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a new debt cancellation in Alicante (Valencian Community). Through the management of Repair Your Debt Lawyers, the Court of First Instance No. 6 of Alicante (Valencian Community) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman who had accumulated a debt of 35,000 euros to whom I couldn't cope. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, "he fell into a state of over-indebtedness. At the time his mother requested loans, but could not take care of them. When she died, all the debts fell on the bankrupt. It was also seen, desperate, and resorted to loans to solve their situation. As stated by Repair Your Debt, Spain was one of the countries of the European Union that later incorporated the Second Chance Law into its legal system, a procedure that allows put an end to acquired debts that cannot be assumed. It did so in 2015 after the Recommendation by the European Commission." Approved eight years ago, many people in a state of insolvency and over-indebtedness are still unaware of the existence of this legislation that is designed precisely for them. There are also those who do not enroll out of fear or, directly, because they mistakenly believe that the process is going to be more complicated than it really is. Repair Your Debt has helped numerous individuals and self-employed workers desperate for their debts since its inception in September 2015. So far, more than 20,000 have trusted the firm's services to reactivate the economy, away from all types of anguish. In numerical terms, it must be said that the firm has already exceeded the figure of 170 million euros exonerated to people from the different autonomous communities. This legislation protects individuals and the self-employed by allowing them to be exonerated from their debts if they meet a series of requirements . In summary, it is enough that the bankrupt has not been convicted of socioeconomic crimes in the last ten years, that he acts in good faith during the time the process lasts and that the amount of the debt does not exceed 5 million euros. In September 2022, there was a reform of this legislation that eliminated the need to try to reach a prior payment agreement with banks and financial entities. The office also offers the possibility of analyzing contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the possible cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
