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His insolvency arose when he requested financing together with his ex-partner to help family members.
Alicante (Valencian Community), March 28, 2024.- Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Alicante (Valencian Community). Through the management of Repara tu Deuda Abogados, the Commercial Court No. 2 of Alicante (Valencian Community) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman with a debt of 40,000 euros to whom she could not face. SEE JUDGMENT
As the lawyers from Repara tu Deuda explain, their case is as follows: "their state of insolvency arose when they requested financing to resolve debts they contracted with their ex-partner. They requested loans to help family members. At first they had no problem in coping to pay the installments. Unfortunately, the debtor went through a breakup, so she no longer had that financial support. Therefore, her purchasing power and her ability to repay were greatly reduced."
As recalled from Repara tu Deuda, "Spain incorporated this legislation in 2015. It is a mechanism designed to cancel the debts of individuals and the self-employed who cannot meet their payments. The people who benefit from it verify that they have a second chance to start from scratch. Born in the United States more than 100 years ago, public figures such as Walt Disney or Steve Jobs have attended it. The majority of those who have done so are normal, ordinary people who have been involved in some type of economic setback due to work, family or health reasons".
Repair Your Debt Lawyers began its work as a firm specialized in the application of the Second Chance Law in September 2015. In all this time it has helped numerous people, to the point of exceeding 200 million euros of canceled debt. This number is expected to grow due to the high number of procedures that are underway and also the fact that every day there are new cases of people interested in starting the procedure.
The law firm has more than 23,000 clients who have put their case in their hands. These come from the different autonomous communities and respond to very diverse profiles: parents who guaranteed their children, people who have suffered the loss of a job or have made negative investments, scammed individuals, etc.
The lawyers at Repara tu Deuda adapt to each case according to the economic capacity of their clients. For this reason, it offers different payment methods with the idea of not leaving anyone without a second chance to start again stronger.
This legislation allows the exoneration of the debt of individuals and the self-employed as long as these people are in a state of current or imminent insolvency, act in good faith throughout the duration of the procedure and the amount owed does not exceed 5 million euros. .
The office can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact
Contact name: David Guerrero
Contact description: Press Officer
Contact phone: 655956735
