Ourense, November 22, 2023.
The exonerated woman fell into over-debt to help her daughter in a business that did not bear fruit and she was left unemployed
Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 42,000 euros in Ourense (Galicia) by applying this tool. SEE JUDGMENTThe Repara tu Deuda lawyers explain their story: "the origin of the over-indebtedness takes place when she requested a loan to help her daughter with a business that did not bear fruit. Since then, the daughter found herself in a situation of unemployment, insolvency, and living with her grandmother. Because she fell into debt with the Tax Agency, the debtor requested another loan to help her. As a result, she had to continue requesting more loans to cover her own needs. Given that there was no improvement in economic situation, the debtor is living with her daughter and her mother, in the latter's house. Now, thanks to Repair Your Debt Lawyers and the Second Chance Law, the woman can start again without debt, after dictating the Court of First Instance No. 3 of Ourense (Galicia) the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) if applicable. Repair your Debt Lawyers began its activity as a legal firm in September 2015, the same year in which the law came into force in Spain. After extensive work with clients and thanks to efforts to disseminate the cases, it should be noted that it has currently exceeded the figure of 170 million euros paid to its clients. The law firm represents in court more than 20,000 people from the different autonomous communities. The forecast is that this amount will continue to increase in the near future as a result of the fact that more and more individuals and self-employed people are aware of the existence of this tool and due to the high number of queries received daily from potential clients. The profile of people who benefit from the Second Chance Law is very diverse: parents who guaranteed their children for the purchase of an apartment, small businessmen who started a business or who made investments with results that were not positive, people who are in unemployment situation or who suffer from complicated work or health circumstances, individuals who have been victims of some type of deception, etc. For those who cannot use the second chance mechanism, the office also offers the possibility of analyzing the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
