The Germans love their cash. While the Swedes pay almost exclusively with card, is in this country Seem to be in the majority of cases, still with the coins and paid. Nevertheless, the rise of cashless payment systems is undisputed. At the same time institutions such as the International monetary Fund (IMF) and the European Central Bank (ECB) seem to want the company from the cash wegdrängen.

This provides a lot of German citizens who would rather pay more cash. A study commissioned by the German Bundestag with the title "a world without cash – changes in the traditional banks and payment systems" excited, therefore, to understand the minds of way.

The business journalist Norbert Häring, for example, expressed promptly according to strong criticism. "The Bundestag is looking for experts for cash elimination", - border, he rubbed a blog post in which he points to a tender to a reviewer for the project. Thus, Häring believed that the results of the study were virtually predetermined, as in the tender reading let. The use of Cash, the German citizens would be represented as a "Problem, Yes as an Obsession" – which is for Häring, a clear tendency. It is really a further step in the abolition of cash? The project Manager gives clarity.

"The order of the study assessment of the impact comes from the Committee for education, research and technology. The aim of the study is merely to inform the deputies about it, what are the Trends in payment traffic, the impact on the payment behavior,“ says project leader Simone Ehrenberg-Silies from the office of technology assessment (TAB). Would shed light on the countries Germany, Sweden and China.

It should be noted that this study has no recommendation for the politicians. "In this area there are a lot of studies. Our study is only one of many within this spectrum. She has no recommendatory character, in any respect,“ said the expert.

The TAB after going here only of its task, similar to the scientific service of the Bundestag. The order come to follow from the report instead of the circle for technology assessment at the German Bundestag, are under-represented in the all parties represented in the Parliament. These decide on the studies to be carried out and their goal – a rule by consensus. The largest market in the world trading. Expert tips for your Forex Trading (partner offer) To the free expert tips on

The study is intended to represent only a synthesis of the current state of Research and have no hiding Agenda. "Me no study is known, in which the TAB would have pursued any Agenda. It can also determine which topics it worked on “, says the expert, who has been working since 2013 for the scientific establishment.

in order to contradict Ehrenberg-Silies also speaks to the accusation häring's, the TAB, which is the cooperation partner of the Association VDI/VDE, would engage in lobbying. Also a user on Twitter pointed under a corresponding Tweet häring's the fact that it was the Association, not a Lobby, but work on industry-wide standards main task.

Ehrenberg-Silies noted, moreover, that despite the title of the study, the page of cash-less payment method, in no way, a priori, be better represented. The advantages and disadvantages of cash, as well as the advantages and disadvantages of cashless means of payment are analyzed.

"in addition to the function, the areas of deployment, the cost, the speed and the range of new payment methods, the focus is on privacy and security. The Terms and conditions of some providers of Internet payment methods are looking for consumers are extremely difficult to. Paypal, for example, reserves the right to exchange the different purposes of data with numerous third-party companies,“ says Ehrenberg-Silies.

addresses to be "The study will also place the Finger in the wound of some of the cashless payment types," says the project Manager. For the aspects privacy and security is being sought, nor reviewer. Of course, can apply for this companies from the private sector or NGOs. You hope, but also, "on applications of the Fraunhofer institutes or universities," says Ehrenberg-Silies. "At the end of the Bundestag who is awarded the contract for the expert opinion does not decide, the TAB," added the expert. With Stock Selection in Europe, you will achieve excess Returns with System! (Partner offer) Now 30 days free of charge test!

Similarly, you would address in the study the benefits of cash, such as the inclusion of character and the anonymity. In Sweden you trust, for example, already at the limits of the cashless society. In remote areas of the country's banks because of the cost of any cash infrastructure, more available – even such problems would shed light on the study, Ehrenberg-Silies.

finally, the project Manager notes that the study will, of course, from the Bundestag to the test, as soon as she was finished. This is supposed to be in September. Representatives of all parties in the Bundestag would examine the study and would also have the ability to rework demand.

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