(Information sent by the signing company)

Madrid, October 25

Todosegurosmedicos.com, an expert in medical policies, explains what types of health insurance exist in Spain and for which people they are most suitable, with the intention that everyone pays what is fair for the coverage they need

Age, family situation or purchasing power are some of the premises for choosing health insurance or another within the wide range of medical policies that exist in the market. But they are not the only ones. Only specialists, with hospitalization, complete with copayment, without copayment or with reimbursement. Not all policy options are valid for everyone. Having a private health policy is an increasingly necessary option, with public health collapsed in a pandemic and the current long waiting lists to access a specialist or get a simple blood test. But which one to choose among so many offers to pay just enough for the necessary coverage? Todosegurosmedicos.com, experts on the subject, help to choose the modality that adapts to the current moment of life of each person. Age, family situation or purchasing power are some premises to choose a health insurance or another within the great offer of medical policies that exist in the market. But you also have to look at the coverage that each product has and the offers of the different insurers. Whoever is thinking of hiring one or wants to change the one they have right now, the first thing they should do is find out what types of medical policies exist in Spain and which modality is best suited to their needs, because the one that suits a 30-year-old single person is not at all convenient for a 45-year-old couple with two teenage children. Todosegurosmedicos.com gives the keys to choosing the best private health insurance in 2022, in a personalized way. Basic insurance: only specialists and diagnostic tests It is perfect for those who want to combine public and private health or hire private health insurance for the first time. It does not include operations or hospitalization, but it allows access to primary medicine consultations, specialties and diagnostic means without wasting time on the Social Security waiting lists. Designed for those who do not make much use of private health insurance and their priority is to eliminate the Social Security waiting lists. And all with an affordable monthly rate, with the option of contracting balanced co-payments and basic coverage. Comprehensive medical insurance with co-payments Includes full hospital and out-of-hospital guarantees: general medicine, specialties, diagnoses, emergencies and hospitalization in the best centers in Spain. A very cheap premium is paid and a small amount for each medical service performed. It is useful to take care of the family, with a reduced copay and go to the doctor only in case of need. Designed for young people who want health insurance to be protected in case of need.Complete medical insurance without co-payments A complete health care insurance with the highest quality service, with complete hospital and out-of-hospital guarantees: general medicine, specialties, diagnoses, emergencies and hospitalization... in the best centers in Spain. An affordable monthly premium is paid, a little higher than in the basic option, but in return there will be no extra outlay for service and with the advantages of freedom, schedules and comfort of private medicine. In addition, you can have dental coverage, second medical opinion and travel assistance. When the priority of the insured is that he and his family have complete coverage at any time. Comprehensive medical insurance with limited copays It allows a much lower price than the complete one without copays and by having a limited amount of money to be paid per year in copays for medical expenses, expenses are controlled. In other words, the insured has a premium as low as that of a full medical insurance with copays, with all services and coverage. If you use it little, you pay much less than in a policy with no copay. But if you have to use it a lot, your expenses do not skyrocket because when you reach the annual copay limit you do not pay more for medical acts during the term of the insurance. For those who usually use medical services little and have realized that using them much will pay a much lower premium than without copays. Reimbursement medical insurance In addition to including more complete health care, hospitalization and operations and all the coverage of the complete policy without any type of copay within the company's medical chart, it allows you to choose any doctor and hospital in the world. If a doctor or hospital is chosen that is not within the company, the money is advanced and then the insurer reimburses 80% or 90% of the bill. best insurers in Spain, their prices and the coverage they offer, and the different co-payment limits, you can enter the most complete medical insurance comparator on the market. www.todosegurosmedicos.com is a Globalfinanz website, a leader in the sale of health and life insurance online, with more than 40,000 clients and agreements with more than 60 insurance groups.

ContactContact name: todosegurosmedicos.comContact phone: 91 218 21 86